Please give details of what you do for a living.
· Credit contracts
· Covenants monitoring
· Financial analysis
· Credit applications
· Administration of loans and guarantees related documents
· Support for Relationship Managers through the loan transactions processes
What sort of company do you work for, how many employees does it have etc?
· Bank with over 3000 employ
What part(s) of your job do you really enjoy?
· Nothing really J
What part(s) of your job do you really dislike?
· My job is not fun at all
What software/special language do you use?
· MS office suite
· Specific banking software for accounts/loans operations and client analysis
Who, within or outside the company, gives you tasks to do etc.?
· Colleagues – Relationship Managers, Branch Manager, other colleagues from other departments according with each problem’s specific
To whom do you report?
· I report only to the branch manager
With whom do you interact most often?
· Relationship managers
How many phone calls you do you receive/make a week?
· Receive 50-60 phone calls
· I make 70-80 phone calls
How many emails do you receive/make a week?
· I receive/send about 120 mails direct related to my work.
How many meetings do you attend a week?
· 0
What does excellence mean in your domain?
· Very precise work without any mistakes
· Huge volumes of performed works
What does incompetence mean in your domain?
· A lot of mistakes
Describe a tough day.
· A day with a lot of urgent situations to be solved at the same time.
Describe a good day.
· A day with less works to be done, a lower level of pressure and a better quality of the finished projects.
With whom do you have conflicts?
· Relationship managers
What makes you happy in your work?
· The opportunities to develop for better positions
· Recognition for my efforts
· The opportunity to gain new knowledge and to improve skills
How are you evaluated?
· Everyday through my works
· Twice a year through an appraisal process
How many years might a person do this job?
· Depends on each ones aspirations
· 1-2 years is usually enough to learn everything that is for this position
How many years does one have to study to do this job?
· It’s an entry level position which needs no more than 3 years of university
What kind of training are you offered?
· Financial Analysis
· Customer care
· Training for contracts
What does your boss do?
· My boss has the responsibility of managing the branch.
What do your subordinates do?
· I don’t have any subordinates on this position
What does it take to get fired from this job?
· I don’t thing is anything I can do to be fired
What do you have to do to get promoted from this job?
· To expand my knowledge on other areas
What did you do before doing this job?
· University and a short period of selling stocks
What could you do after this job?
· Risk management
· Relationship management
· Business analysis
Could you do this job in other country?
· For sure
How do you dress for work?
· Formal (suite tie)
How many hours do you work a week?
· 40
How often do you do overtime?
· It depends on motivation. Right now I don’t do overtime at all but I had periods when I did on daily basis
Do you go out to have lunch?
· It depends on the weather J
Do you have lots of friends at work?
· Not really
Are you happy with how much you earn?
· It’s ok taking in consideration my responsabilities, but it’s not enough
What other job do you think you would love?
· To have the posibility of working also inside and outside of the office and interacting with other peoples – Relationship Manager or equivalent
What would you change to make your job more beautiful?
· To take part in meetings with clients as a credit specialist toghether with other bank’s representatives
Would you recommend this job to your kids?
· I would not recommend this job to my kids
Are you happy with this job?
· NO